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Is $$ 785.00 a year to much for Total-Protection Car-Insurance?

“I’m finding a car soon and I can choose between 08 550i v8 or a 08 bmw v6. If insurance would be the same since there exactly the same vehicleI’d like to understand how much a brand new tag/ insurance charge for a new driver? im wanting to restrict my options before i jump straight into it. and what’s the most effective insurance carrier touse??

“Getting a Permit in Colorado increases insurance rate