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Let’s mention that the inflation rate was 3.4% (the long-term average) during each one of those very long time. When you start collecting at age 66, that benefit enjoy grown to $1433/month. When you waited until age 70 to collect, the monthly base benefit would be $1639. However, at age 70, ought to be increase that $1639 by an additional 36% to $2229/month since got the compounded 8% for each year you continued to wait. The inflation adjustment each year would do not be a gain in real terms because it simply would assist offset an improved cost-of-living. However, as require to the math, be absolute to factor this in.

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