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Does motor insurance is of the automobile affected by the health?

“Hi last Wednesday someone left paint coming down to a big reduction and banged in to the back of my vehicle. There is much undamaged nevertheless the insurance firms evaluators said that he will must minimize it out and change it and im afraid they will create the car off as a result of price. if this happens can i choose the car back of the insurance carrier? As well as i have been instructed if i choose the auto back i have