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There are four major areas of finance, which are: private lending, corporate lending, government lending, and international financing. Of these, the most commonly used types of lending are bank loans, credit cards, consumer and corporate loans, and loans to businesses. The other areas of finance can be broadly categorized as distressed areas of finance, growth areas of finance, moderate growth areas of finance, international finance, and offshore finance. Most of the finance comes from banks, credit unions, mortgage companies, brokers, private lenders, financial organizations, venture capitalists, and agencies. International finance is the area of finance that involves trading currencies for trade, finance, and other purposes.

There are three areas of finance with distinct characteristics. One is commercial finance, which includes the financing of business ventures, such as buying a building, putting up a business, and selling the enterprise. Another area of finance is personal finance which encompasses personal assets like jewelry, art, and money. The third area of finance is international finance, which includes the financing of global trade.

The three areas of finance have different characteristics. One is commercial finance which is mainly used to finance new businesses. The other is personal finance, which is used to finance private assets like jewelry, art, and money. The third area of finance is international finance, which is mainly used to finance trade. The three areas also have different features. Let’s take a look at each of these areas separately.

Commercial finance refers to those areas of finance, which deal with the purchase, sale, and production of goods and services. This process includes the financing of the development of the physical infrastructure of the firm and the maintenance and improvement of existing productive assets. The main elements of commercial finance include: working capital options, merchant banking, venture capital, commercial real estate loans, purchase loans, sales of loans, capital assets, and long-term debt issues. The main function of merchant banking is to facilitate the financing of sales by making available credit cards with a wide assortment of interest rates. Venture capital is used to provide start-up funding for start-ups in the technological and scientific domains.

One important area of financial markets is foreign exchange and money trading. This is basically the buying and selling of the foreign currencies of the world. Some of the main activities of foreign exchange include: fixing the value of the foreign currency of a country or the rate of exchange of one currency for another. This is known as the base rate. Major components of foreign exchange include: foreign exchange market, forex, massive foreign exchange, convertible foreign exchange, and swaptional foreign exchange.

Another main area of finance is corporate finance. This is basically the business aspect of the financial markets. The main elements of corporate finance include: investment banking, venture capital, mortgage banking, insurance, franchises, public traded corporations, and derivatives. Derivatives are derivatives that can be security, such as stocks and bonds. Corporate finance is very important to all the corporations of the world.

And lastly, there are the investment markets and securities markets. These are the main financial markets that deal with the purchase, holding, and sale of securities, such as bonds, stock options, and treasury bills. Securities markets include: stock exchange, foreign exchange market, bond market, money market, commodity market, real estate market. In the last two areas of finance we have three interrelated areas: bond market, money market, and corporate finance. All these three areas play a major role in shaping the financial system of the world. We can say that all these three areas of finance constitute the triumvirate of the finance world.

Now, from the triumvirate of areas of finance, we can see the small, medium, and large size organizations that make up the bulk of the finance system. The small ones mainly engage in low-risk investments, while the medium and large size organizations mainly deal with higher risk investments. Smaller and medium sized financial institutions usually have less assets and have lower costs of financing, whereas the large-scale financial institutions have diversified portfolios, extensive borrowing resources, extensive use of derivatives, and specialized departments for dealing with a wide range of varied financial matters. So, depending on which area of the triumvirate of finance you want to focus on, it’s your choice. Just choose the field of your choice and study how the financial markets actually operate!